Balloon Amortization + Free Download - demonstrates the effect of reducing initial payments

Partners

Program Description: BALLOON AMORTIZATION
This program is a version of a balloon payment schedule that demonstrates the effect of reducing initial payments and either making a large payment at the end of the balloon period or refinancing the loan. It will run under Win 95, 98, Me, NT4, XP, & 2000. Bankers are currently touting mortgages with a one to five year balloon.
What they don't tell you is that the interest is usually based on a 30 year term which, unless you know "THE NUMBERS" can result in a shock to your system.
Printouts are professional looking and may be used by financial planners as the program contains a "prepared by:" area and may be useful to them in advising a client on this method of mortgage payment by demonstrating the effect this type of mortgage has on the term of the loan as well as the total amount of interest paid.

Download link
Size	1209KB
License	Shareware
Price	8.00
Category	Business & Finance / Personal Finance
Operating System	Win95,Win98,WinME,WinNT 3.x,WinNT 4.x,Windows2000
Developer	Bent Tree Software

Top Personal Finance / Business & Finance programs

1) Amateur Invest 2006B
Keep your investments private! - Money, Stock and portfolio management. - Stock prices via internet - realtime - FREE. - Many companies from start. - Technical analysis. - Graphics, reports, hints & ideas, and much more. - Easy to use software.

2) TigerTom's 100 Clever Finance Tips 1.0
An ebook covering one hundred personal finance tips and tricks. No installation required. Contains its own browser. Very simple and easy to use.

3) SmartMedium FINANCE 2.30
With SmartMedium FINANCE you can analyse your income and expenses and create detailed reports and graphs. Add transactions manually or import them from online banks. Categorise your transactions and create interactive bar charts and trend lines.

4) JD Free Calculator 1.15
JD Free Calculator is a complete replacment to the standard windows calculator. Not only does it perform all the functions of the windows calculator it also offers: Complete printable tape, A basic loan calculator with comparisons

5) Cham-e-leon Data Maps 1.98
Live data visualisation - size, color, sorting, flashing, drill down, hover over

6) PADGen 2.0.1.22
Easily creates Portable Application Descriptions (PAD) files for all your applications. Use PAD to get all of the important information to your vendors and webmasters as quickly and as concisely as possible.

7) TigerTom’s Loan & Mortgage Calculator UK 1.0
Loan and mortgage payment calculator, with amortization tables. Option to save and print the resulting tables. Option to use Dollar, Pound or Euro symbols.

8) Mortgage Wizard Plus 6.7b
Calculate US, Canadian and foreign loans. Very intuitive. Does late payments, lumpsum payments, changed payments, interest changes, etc. Use 360-day and Exact day factor methods. Crush your US or Cdn mortgage sooner and save on cumulative interest.

9) Forecasters Ranker 1.0
This program helps you to rank various forecasters/analysts (humans, software programs, methods) according to their historical performance forecasts.

10) QuikCalc Mortgage & Loan Manager Lite Edition 4.0
Mortgage and loan software includes the powerful Amortization Schedules Plus! feature that allows you to override, skip or add any number of payments. Includes many reports and dozens of financial calculators..

New Personal Finance / Business & Finance programs

1) Real Estate Calculator Suite 4.4.01
It makes real estate math easy! Includes 16 real estate, mortgage and financial calculators; a Mortgage Documentation Checklist, a Mover's To Do List, and a Home Inspection form. If real estate math gives stress, Real Estate Calculator Suite helps!

2) Gas Mileage MPG Tracker 1.0
Gas Mileage Tracker is a program designed to help you understand and track your gas mileage and gasoline usage. Track total miles and gas mileage. Record each fill-up and MPG for multiple cars and vehicles. City and Highway MPG and miles tracked.

3) Budget Tracker 1.0
Budget Tracker is an easy to use program that will help you track and understand your monthly expenses. Each month you can enter in a number of specific monthly expenses including Rent/Mortgage, Utilities, Grocery, Entertainment, Phone, Medical, etc.

4) Loan Calc 2.2
Loan Calc is an easy-to-use tool intended to calculate loans and mortgages repayments in a very simple way. Loan Calc calculates repayments amount, monthly and total interest, total repayments and generates a full repayment list from a start date.

5) iCash 3.2.2
iCash is a software intended to control your personal finance, keeping track of incomes, expenses, credits, debts and Banks transactions for you. As simple as creating the accounts you need and move money between them!

6) TrendCatch ALPHA 4.4
TrendCatch monitor Stock Indices - Compute live short-term Trend for S&P500 E-mini. TREND-Change is calculated during the trading day following the markets movements based upon 1-minute updates. Four different trading Strategies to choose.

7) Parity Plus - Stock Charting and Technical Analysis 2.1
Parity Plus is one of the most powerful Stock Charting and Technical Analysis Programs available on the market. Parity includes over 50 of the most popular indicators for the technical analysis of stocks and commodities

8) Mortgage Watchdog Pro 6.0
Mortgage Watchdog Pro checks your bank statements and stops banks overcharging you.

9) Quotes4u - download historical stock quotes 4.2.9
Quotes4u is a comprehensive downloader for historical stock quotes. Quotes4u directly passes the data into your TA-software like Metastock, Advanced Get, Tradestation, Fibonaci Trader etc.

10) Equity Evaluator Stock Quotes, Analysis, Picks 6.1.0
Equity Evaluator, Stock Market Software, gets real time stock quotes, end of day quotes, historical quotes, and fundamenal data. It performs technical and fundamental analysis to generate stock picks. Superb graphics. Setup wizard included.